Da RobotGarage.

This sort of card looks and works similar to a normal charge card, but uses your bank deposit like a guarantee or collateral. Should you be not able to pay the amount due on time, for instance, the financial institution can use your deposit in your outstanding balance.

A bank secured bank card is good for consumers who don't be eligible for regular credit cards either because they don't have any credit history yet, or simply because they have gone bankrupt and thus have undesirable credit ratings. Having a bank secured charge card shows the bank that you are financially capable of paying monthly dues. If you use the credit card responsibly, the lender may eventually provide you with a credit line. Generateur de Carte Bancaire

Because you will only get to charge a sum that matches your deposit, you can be certain that you won't overspend. When you are struggling to give the balance, for example, the bank simply deducts the payment from the checking account. With a bank-secured bank card, there's no risk of incurring debts.

But like all other credit cards, the disadvantages of your bank-secured credit card crop up by using it irresponsibly. Unless you pay punctually, for instance, you will be faced with high interest charges and overdue charges. Numero de Carte Bancaire

Most bank-secured credit cards only allow limited transaction frequencies, and that means you can only put it to use a nominated number of times. Financial institutions use this measure to protect against overdrafts. It's also very difficult to close a bank-secured credit card - you will not get the deposit immediately. The lender could keep your cash for a couple more billing cycles to help make sure that no sketchy charges were created. Generateur de Carte Bancaire

Strumenti personali